First purchase checklist (Canada)
A practical pre-checklist to avoid common mistakes before placing an order.
1) Compare like-for-like products
Same metal, purity class, and weight format. Otherwise premium comparisons are often misleading.
2) Model all-in cost
Include premium, shipping, payment method impact, expected sell spread, and storage. Do not decide from headline spot alone.
3) Validate dealer process
Review shipping, signature requirements, return policy, and buyback process. Process clarity can matter more than a tiny price edge.
4) Keep records immediately
Save invoices and transaction details on purchase day. Good records reduce stress later.